Study Now Pay Later

Think Real Estate have partnered with ZeeFi a leading provider of flexible, interest-free payment plans that enable you to focus on studying now and paying later.


Depending on the course and the plan you choose, you could be studying your course for LESS than the price of a coffee a day!


Study Now Pay Later is available for courses valued between $2,001 to $20,000 with interest-free payment plans over either a 6 or 12 month term.


Here’s what you get:

  • Stress free funding – You get to study now and pay-off your course with fixed, interest free repayments over time and low monthly fees.
  • Fast approval – If everything is supplied upfront, it can take under 30mins to process your application.
  • Simple solutions – Submitting your application is fast and simple and it’s fully online.


Eligibility criteria:

  • Be an Australian citizen, permanent resident
  • Be 18 years or older
  • Be able to service the payment plan repayment amounts
  • Repay the plan off in designated timeframe
  • Single borrower only – no joint applications


How to apply:

  1. Select the 'ZeeFi' payment option at checkout.
  2. Or apply via the ZeeFi link. Applications are processed within an hour. 
  3. Get Approved. ZeeFi will pay Think Real Estate on your behalf. 
  4. Start your study. Make regular, interest-free, fixed payments to the end of your 6 or 12 month term (you can elect to pay more at any stage to reduce your term, without early repayment fees).
  5. Get help when you need it. If you find your circumstances change – and, sometimes, they do – ZeeFi is ready to support you to meet your obligations.


Information needed to complete Application:

  • Employment details
  • Direct Debit details (BSB and Account Number)
  • ID Documents (Medicare plus Driver’s License or Passport)
  • Online banking credentials to link bank statements.


ZeeFi is an Australian Credit Licence Holder (ACL 498589)

Study Now, Pay Later - FAQs

Study Now Pay Later is available for course payments between $2,001 and $20,000.

If everything is supplied upfront, it can take under 30mins to process your application.

Yes, as part of processing your application, we will run a credit check to confirm eligibility.

Yes, they are. We are limited to a read-only access of your statements. We cannot make any transactions or view your passwords. Illion is independently tested and audited by external security experts and encrypted with bank-level security and is used by many banks and non-bank lenders.

Yes, ZeeFi provides regulated consumer credit under our Australian Credit Licence 498589. In doing so, we must comply with the National Consumer Protection Act 2006 (Cth), the National Credit Code and must meet ASIC’s requirements in relation to consumer credit.

No, ZeeFi pays your education provider directly.

Repaying your plan is as easy as setting up a weekly, fortnightly or monthly direct debit. If you miss a direct debit payment, it is important that you call ZeeFi ASAP to avoid any further fees.

Yes, you must have an income. It can be part time, full time, casual or self-employed.

A credit score is a number (between 0 and 1,200) generated by a credit bureau. Your score reflects your borrowing history and if you pay your bills on time – which helps lenders determine how likely you are to repay any credit.